Medicaid is a government-funded health insurance program that is primarily intended for low- and no-income citizens who couldn’t otherwise afford the high cost of health care. The program is partly funded by the federal government, and it gets the other part of its funding at the state level.
Medicaid benefits in Ohio vary in coverage and cost, which is why having an experienced legal team on your side can help you out a lot in finding the best and most affordable coverage. Kabb Law, an elder care and veterans’ law firm located in Beachwood, OH, helps local citizens get the Medicaid benefits Ohio residents deserve.
What Is Medicaid?
Medicaid is a government health insurance system that states administer for their residents with significant contributions from the federal government.
Medicaid is not the same as Medicare, which is government health insurance for seniors, but it stands on its own and can be accessed by anyone who needs help paying for the cost of health care.
Medicaid benefits can be used to cover costs in almost every part of Ohio’s healthcare system. Most plans pay some or all of the cost of:
- Doctor visits
- Prescription drugs
- Ambulance transport, both emergency and non-emergency
- Skilled nursing care, memory care, and other residential living arrangements
- Durable and disposable medical equipment and devices, from wheelchairs to bandages
Who Can Get Medicaid?
Not everybody can get Ohio Medicaid benefits. The program is what’s called “means tested,” which means applicants generally have to be below a certain income threshold and meet other requirements of the program. This is to help ensure the benefits go mainly to the people who need help the most.
The amount and cost of care vary on an almost person-by-person basis for Ohio Medicaid benefits since every person’s circumstances are different.
It’s hard to generalize, but as a rule, you may be eligible for Medicaid benefits in Ohio if you are:
- Employed but earning a low income
- Of retirement age
Signing Up for Medicaid Benefits in Ohio
Many Ohio residents qualify for Medicaid benefits without knowing it.
There are so many exceptions for applicants, such as family size, health conditions, specific financial needs and so on, that it takes a lot of attention and care to be sure where you stand. Some people have even been denied coverage despite being fully or partly eligible for Medicaid under Ohio’s complex system of laws.
Kabb Law has helped countless eligible residents in the Cleveland area to sign up for the Medicaid benefits Ohio provides.
We work with you to figure out what coverage you’re entitled to, how to structure your coverage to get the most out of your benefits and how the program’s coverage can work with other types of insurance you might also have, such as Medicare and veterans’ benefits.
Call us today for a consultation about your benefits, and find out how we can help you get the coverage you deserve.